About BPI
BPI offers auto financing. A vehicle quote should identify the financed principal after your deposit and any bundled charges.
Loans and services
This page covers Auto Loan. You can also compare these BPI offers.
How to repay
For BPI Auto Loan, use the payment instructions issued with your agreement. The catalogue lists 12, 18, 24, 36, 48, 60 month terms. Match your payments to the term actually approved for you. Confirm the receiving biller or account, loan reference and posting time with BPI before sending money. After paying, reconcile the receipt against this loan’s balance.
If you cannot repay on time
For your BPI Auto Loan, ask the vehicle-finance team to explain the arrears and any arrangement it can consider. Keep insurance and vehicle records available. Before agreeing to a sale or surrender, request a calculation of the debt that would remain after proceeds and costs are applied.
Loan details
- Loan product
- Auto Loan
- Loan type
- Car & auto loans
- Provider / channel
- Bank
- Published amount
- From ₱200,000
- Repayment period
- 12–60 months
- Rate disclosure
- Individual quote: Rate and fees depend on your offer
- Access condition
- Open application
- Published income threshold
- Household income: ₱30,000/month.
- Pricing coverage
- Quote required
Requirements & eligibility
Eligibility
- Age 18–70 at maturity. Minimum household income ₱30,000/month.
Amount conditions: Brand new: up to 85% of purchase price. Used: up to 70%.
Income basis: Household income: ₱30,000/month.
Requirements checked 2026-09-30. These are published criteria, not an approval decision. Additional documents may be requested.
Full fees and repayment schedule are not yet recorded. Request a written quote from BPI.