PesoPal.About Pesopal
THE EVIDENCE, IN THE OPEN

Sources, scope and honest gaps.

60 companies across 15 loan categories. Official sources reviewed on 29 September 2026. Coverage is broad and expandable, it is not a complete register of every lender in the country.

What “source found” means

A primary page describes the product. It does not mean we verified every term, the provider’s current regulatory status or an individual’s eligibility.

What is still unknown

Most providers price individually. A blank amount, rate or income requirement is shown as unknown, never zero or universal access.

Corrections, exclusions and unresolved coverage

These findings remain visible instead of disappearing from the research.

Product verification incomplete

Finbro / Global Dominion

The research did not establish enough accessible current primary product information for inclusion. No pricing or availability is assumed.

Regulatory notice found

Digido

SEC lists a 23 May 2025 revocation of corporate registration and financing licence. No current reinstatement was established in this review. Excluded from active comparisons.

Evidence / official site
Regulatory notices found

Magic Peso / Convenience Cash / SunCash

SEC publishes stop-operation or revocation notices. These names are retained here for transparency, without application links.

Evidence / official site
Dealer channel, not a separate lender

Motortrade

A dealer application is not a distinct lending product. Identify the finance company in the actual contract, counting the dealer again would inflate coverage.

Evidence / official site
Product verification incomplete

CitySavings

The public site was inaccessible to the research tool. Current individual products and terms still need direct confirmation.

Evidence / official site
Current availability unresolved

AEON Credit Philippines

Older product references and a group restructuring disclosure were found. Current Philippine origination was not established, so no active offer is assumed.

Evidence / official site
Primary product source not established

UnaCash / Villarica

This review did not establish a usable current primary product page. No loan terms or approval claims have been invented.

Coverage remains open

Local cooperatives, rural lenders and employee funds

Branch-only offers, member-only cooperatives and employer funds are not a finite online list. Their products require local or institutional confirmation.

Evidence / official site

Every company and loan, linked to its evidence

Company & loanCategoryPricing coverageEvidence
ACOM
Revolving Cash Loan		Credit linesQuote requiredPrimary source
Advance
Working Capital Credit Line		BusinessQuote requiredPrimary source
Asialink Finance
Business Loan for Doctors		BusinessQuote requiredPrimary source
Asialink Finance
Car & Truck Financing		CarQuote requiredPrimary source
Asialink Finance
Real Estate Loan		HousingQuote requiredPrimary source
Asialink Finance
Sangla OR/CR Refinancing		Pawn & securedQuote requiredPrimary source
Asialink Finance
WAIS Loan		BusinessQuote requiredPrimary source
Atome
Atome Cash		Online loansQuote requiredPrimary source
BDO
Auto Loan		CarQuote requiredPrimary source
BDO
Home Loan		HousingQuote requiredPrimary source
BDO
Kabayan Personal Loan		OFW & seafarerQuote requiredPrimary source
BDO
Personal Loan		PersonalIllustration availablePrimary source
BDO
SME Multipurpose Loan		BusinessQuote requiredPrimary source
BDO
Working Capital Loan		BusinessQuote requiredPrimary source
BDO Network Bank
Kabayan Loan		OFW & seafarerQuote requiredPrimary source
BDO Network Bank
Negosyante Check		BusinessQuote requiredPrimary source
BDO Network Bank
Negosyante Loan		BusinessQuote requiredPrimary source
BDO Network Bank
Salary Loan for AFP Personnel & Pensioners		SalaryQuote requiredPrimary source
BDO Network Bank
Salary Loan for Teachers		SalaryQuote requiredPrimary source
BPI
Auto Loan		CarQuote requiredPrimary source
BPI
Housing Loan		HousingQuote requiredPrimary source
BPI
Motorcycle Loan		MotorcycleQuote requiredPrimary source
BPI
Personal Loan		PersonalQuote requiredPrimary source
BPI
Seafarer Loan		OFW & seafarerQuote requiredPrimary source
BPI Direct BanKo
NegosyoKo Loan		BusinessQuote requiredPrimary source
Bank of Commerce
Auto Loan		CarQuote requiredPrimary source
Bank of Commerce
Home Loan		HousingQuote requiredPrimary source
Billease
Cash / E-wallet Loan		Online loansQuote requiredPrimary source
Billease
Credit Line		Credit linesQuote requiredPrimary source
Billease
Purchase Installments		InstallmentsQuote requiredPrimary source
Bukas
All-Year Plan for PHINMA Ed		EducationQuote requiredPrimary source
Bukas
Tuition Installment Plan		EducationQuote requiredPrimary source
CIMB Bank
Personal Loan		Online loansQuote requiredPrimary source
CIMB Bank
REVI Credit		Credit linesQuote requiredPrimary source
CIMB Bank / Lazada
Lazada PayLater powered by CIMB		InstallmentsQuote requiredPrimary source
CTBC Bank
Salary Stretch Loan for Individuals		PersonalQuote requiredPrimary source
Cash Mart
Cash Loan		Online loansQuote requiredPrimary source
Cash-Express
Online Cash Loan		Online loansQuote requiredPrimary source
Cashalo
Cash Loan		Online loansQuote requiredPrimary source
Cebuana Lhuillier
Home Loan		HousingQuote requiredPrimary source
Cebuana Lhuillier
MicroBiz Loan		BusinessQuote requiredPrimary source
Cebuana Lhuillier
Pawning		Pawn & securedQuote requiredPrimary source
China Bank Savings
Easi-APDS Loan		SalaryQuote requiredPrimary source
China Bank Savings
Easi-Drivin’ Auto Loan		CarQuote requiredPrimary source
China Bank Savings
Easi-Funds Personal Loan		PersonalQuote requiredPrimary source
China Bank Savings
Easi-Funds Salary Loan		SalaryQuote requiredPrimary source
China Bank Savings
Easi-Livin’ Home Loan		HousingQuote requiredPrimary source
China Bank Savings
SME Biz Loan		BusinessQuote requiredPrimary source
China Bank Savings
SmallBiz Loan		BusinessQuote requiredPrimary source
Chinabank
AutoPlus		CarQuote requiredPrimary source
Chinabank
HomePlus		HousingQuote requiredPrimary source
Chinabank
SalaryPlus		SalaryQuote requiredPrimary source
EastWest Bank
Auto Loan		CarQuote requiredPrimary source
EastWest Bank
Home Loan		HousingQuote requiredPrimary source
EastWest Bank
Personal Loan		PersonalQuote requiredPrimary source
EastWest Rural Bank
Teachers’ Salary Loan		SalaryQuote requiredPrimary source
Esquire Financing
Business Loan		BusinessQuote requiredPrimary source
First Circle
Business Credit Line		BusinessQuote requiredPrimary source
First Circle
Business Credit Plus		BusinessQuote requiredPrimary source
GCash
GGives		InstallmentsQuote requiredPrimary source
GCash
GLoan		Online loansQuote requiredPrimary source
GCash
GLoan Sakto		Online loansQuote requiredPrimary source
GCash / CIMB Bank
GCredit		Credit linesQuote requiredPrimary source
GSIS
Digital Ginhawa Loan		InstallmentsQuote requiredPrimary source
GSIS
Emergency Loan		EmergencyQuote requiredPrimary source
GSIS
Enhanced Pension Loan		PensionQuote requiredPrimary source
GSIS
Financial Assistance–Educational Loan		EducationQuote requiredPrimary source
GSIS
Ginhawa Bike and E-Mobility Loan		MotorcycleQuote requiredPrimary source
GSIS
Ginhawa Flex		SalaryQuote requiredPrimary source
GSIS
Ginhawa Go		SalaryQuote requiredPrimary source
GSIS
Ginhawa Max		SalaryQuote requiredPrimary source
GSIS
Ginhawa Solar Energy Loan		Solar & greenQuote requiredPrimary source
GSIS
Policy Loan		SalaryQuote requiredPrimary source
GoTyme Bank
Merchant Cash Advance		BusinessQuote requiredPrimary source
GoTyme Bank
MoreTyme		InstallmentsQuote requiredPrimary source
GoTyme Bank
MoreTyme Get Cash		Online loansQuote requiredPrimary source
Home Credit
Cash Loan		Online loansQuote requiredPrimary source
Home Credit
Product Loan		InstallmentsQuote requiredPrimary source
HoneyLoan
Cash Loan		Online loansQuote requiredPrimary source
InvestEd
Education Loan		EducationQuote requiredPrimary source
JuanHand
Cash Loan		Online loansQuote requiredPrimary source
Kviku
Installment Loan		Online loansQuote requiredPrimary source
LF Lending
Cash Loan		Online loansQuote requiredPrimary source
M Lhuillier
Quick Cash Loan		Pawn & securedQuote requiredPrimary source
Maya Bank
Easy Credit		Credit linesQuote requiredPrimary source
Maya Bank
Personal Loan		Online loansQuote requiredPrimary source
Maybank
Auto Loan		CarQuote requiredPrimary source
Maybank
MaxiHome Loan		HousingQuote requiredPrimary source
Maybank
Personal Loan		PersonalQuote requiredPrimary source
Maybank
Retail SME Loan		BusinessQuote requiredPrimary source
Metrobank
Car Loan		CarQuote requiredPrimary source
Metrobank
Home Loan		HousingQuote requiredPrimary source
Metrobank
Personal Loan		PersonalQuote requiredPrimary source
Mocasa
Quick Loan		Online loansQuote requiredPrimary source
Monee Credit / Shopee
SLoan		Online loansQuote requiredPrimary source
MoneyCat
Online Cash Loan		Online loansQuote requiredPrimary source
Online Loans Pilipinas
Online Cash Loan		Online loansQuote requiredPrimary source
PNB
Auto Loan		CarQuote requiredPrimary source
PNB
Business Loan		BusinessQuote requiredPrimary source
PNB
Housing Loan		HousingQuote requiredPrimary source
PSBank
Auto Loan with Prime Rebate		CarQuote requiredPrimary source
PSBank
Flexi Personal Loan with Prime Rebate		PersonalQuote requiredPrimary source
PSBank
Home Loan		HousingQuote requiredPrimary source
PSBank
SME Term Loan with Prime Rebate		BusinessQuote requiredPrimary source
Pag-IBIG Fund
Calamity Loan		EmergencyQuote requiredPrimary source
Pag-IBIG Fund
Housing Loan		HousingQuote requiredPrimary source
Pag-IBIG Fund
Multi-Purpose Loan		SalaryQuote requiredPrimary source
Palawan Pawnshop
Gold Jewelry Pawning		Pawn & securedQuote requiredPrimary source
PesoRedee
Installment Loan		Online loansQuote requiredPrimary source
Plentina
Merchant Credit		InstallmentsQuote requiredPrimary source
RCBC
Auto Loan		CarQuote requiredPrimary source
RCBC
Home Loan		HousingQuote requiredPrimary source
RCBC
Personal Loan		PersonalQuote requiredPrimary source
Radiowealth Finance
Secured Cash Loan		Pawn & securedQuote requiredPrimary source
Radiowealth Finance
Vehicle & Equipment Financing		BusinessQuote requiredPrimary source
SAVii
Salary Loan		SalaryQuote requiredPrimary source
SB Finance
MotorsikLOAN · regular motorcycles		MotorcycleQuote requiredPrimary source
SB Finance
Personal Loan		PersonalQuote requiredPrimary source
SB Finance
eSALAD		SalaryQuote requiredPrimary source
SB Finance
eSALAD Lite		SalaryQuote requiredPrimary source
SSS
Calamity Loan		EmergencyQuote requiredPrimary source
SSS
Emergency Loan Program		EmergencyQuote requiredPrimary source
SSS
LoanLite		SalaryQuote requiredPrimary source
SSS
Pension Loan Program		PensionQuote requiredPrimary source
SSS
Salary Loan		SalaryIllustration availablePrimary source
Salmon
Credit Line		Credit linesQuote requiredPrimary source
Salmon
Moto Loan		MotorcycleQuote requiredPrimary source
Salmon
Product Loan		InstallmentsQuote requiredPrimary source
Security Bank
Business Express Loan		BusinessQuote requiredPrimary source
Security Bank
Car Loan		CarQuote requiredPrimary source
Security Bank
Home Loan · 1-year fixing		HousingIllustration availablePrimary source
Shopee / partner lenders
SPayLater		InstallmentsQuote requiredPrimary source
Small Business Corporation
Enterprise Rehabilitation Financing		BusinessQuote requiredPrimary source
Small Business Corporation
Purchase Order Financing		BusinessQuote requiredPrimary source
Small Business Corporation
RISE UP Multi-Purpose Loan		BusinessQuote requiredPrimary source
Small Business Corporation
RISE UP Tindahan		BusinessQuote requiredPrimary source
Sterling Bank of Asia
Persona Personal Loan		PersonalQuote requiredPrimary source
Sumisho
Motorcycle financing		MotorcycleQuote requiredPrimary source
Tala
Cash Loan		Online loansQuote requiredPrimary source
Tonik Bank
Credit Builder Loan		Online loansQuote requiredPrimary source
Tonik Bank
Shop Installment Loan		InstallmentsQuote requiredPrimary source
UNO Digital Bank
#UNOnow		Online loansQuote requiredPrimary source
UnionBank
Personal Loan		PersonalIllustration availablePrimary source

How complete are the loan details?

41 of 143 offers have a separately researched eligibility checklist, 32 have a documented application checklist. Other records still need more research. A linked provider page is not a complete verification of its terms.

Platform earnings, active Filipino earner counts and some payout thresholds also remain unverified where providers do not publish usable figures. Historical profession salary examples retain their original year.

Income examples in pesos

Published rates, individual stories and worked examples answer different questions. Profile labels distinguish them. Global rates are not Philippine salary averages, historical success stories are not beginner targets, and worked examples use the stated prices and workloads. Currency conversions use the BSP reference of ₱62.485 per US dollar on 30 September 2026, including when showing an older foreign-currency example in today’s pesos. They do not reconstruct the historical peso payout. Selling revenue and commission are shown before costs unless the example explicitly subtracts them.

Earning companies and platforms

Additional loan references

Loan app availability

Article fact checks

The imported articles were reviewed on 30 September 2026. These references support corrections to platform fees, eligibility, payments and borrowing guidance.

Work Abroad

Country guides reviewed on 30 September 2026. Cost snapshots keep their original dates. Freedom House measures political rights and civil liberties, not an individual employer’s treatment of workers.

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