Loan sources, coverage & exclusions

What “source found” means

A primary page describes the product. It does not mean we verified every term, the provider’s current regulatory status or an individual’s eligibility.

What is still unknown

Most providers price individually. A blank amount, rate or income requirement is shown as unknown, never zero or universal access.

Regulatory checks

BSP institution directory
SEC advisories and notices

Corrections, exclusions and unresolved coverage

These findings remain visible instead of disappearing from the research.

Product verification incomplete

Finbro / Global Dominion

The research did not establish enough accessible current primary product information for inclusion. No pricing or availability is assumed.

Regulatory notice found

Digido

SEC lists a 23 May 2025 revocation of corporate registration and financing licence. No current reinstatement was established in this review. Excluded from active comparisons.

Evidence / official site

Regulatory notices found

Magic Peso / Convenience Cash / SunCash

SEC publishes stop-operation or revocation notices. These names are retained here for transparency, without application links.

Evidence / official site

Dealer channel, not a separate lender

Motortrade

A dealer application is not a distinct lending product. Identify the finance company in the actual contract, counting the dealer again would inflate coverage.

Evidence / official site

Current availability unresolved

AEON Credit Philippines

Older product references and a group restructuring disclosure were found. Current Philippine origination was not established, so no active offer is assumed.

Evidence / official site

Primary product source not established

UnaCash / Villarica

This review did not establish a usable current primary product page. No loan terms or approval claims have been invented.

Coverage remains open

Local cooperatives, rural lenders and employee funds

Branch-only offers, member-only cooperatives and employer funds are not a finite online list. Their products require local or institutional confirmation.

Evidence / official site

Every company and loan, linked to its evidence

Company & loan	Category	Pricing coverage	Evidence
ACOM Revolving Cash Loan	Credit lines	Quote required	Primary source
AGRIBANK Motorcycle Loan	Motorcycle	Quote required	Primary source
Advance Working Capital Credit Line	Business	Quote required	Primary source
Asialink Finance Business Loan for Doctors	Business	Quote required	Primary source
Asialink Finance Car & Truck Financing	Car	Quote required	Primary source
Asialink Finance Real Estate Loan	Housing	Quote required	Primary source
Asialink Finance Sangla OR/CR Refinancing	Pawn & secured	Quote required	Primary source
Asialink Finance WAIS Loan	Business	Quote required	Primary source
Atome Atome Cash	Online loans	Quote required	Primary source
BDO Auto Loan	Car	Quote required	Primary source
BDO Home Loan	Housing	Quote required	Primary source
BDO Kabayan Personal Loan	OFW & seafarer	Quote required	Primary source
BDO Personal Loan	Personal	Illustration available	Primary source
BDO SME Multipurpose Loan	Business	Quote required	Primary source
BDO Working Capital Loan	Business	Quote required	Primary source
BDO Network Bank Kabayan Loan	OFW & seafarer	Quote required	Primary source
BDO Network Bank Negosyante Check	Business	Quote required	Primary source
BDO Network Bank Negosyante Loan	Business	Quote required	Primary source
BDO Network Bank Salary Loan for AFP Personnel & Pensioners	Salary	Quote required	Primary source
BDO Network Bank Salary Loan for Teachers	Salary	Quote required	Primary source
BPI Auto Loan	Car	Quote required	Primary source
BPI Housing Loan	Housing	Quote required	Primary source
BPI Motorcycle Loan · regular bikes	Motorcycle	Quote required	Primary source
BPI Personal Loan	Personal	Quote required	Primary source
BPI Seafarer Loan	OFW & seafarer	Quote required	Primary source
BPI Direct BanKo NegosyoKo Loan	Business	Quote required	Primary source
Bank of Commerce Auto Loan	Car	Quote required	Primary source
Bank of Commerce Home Loan	Housing	Quote required	Primary source
Bank of Makati Motorcycle Loan	Motorcycle	Quote required	Primary source
Billease Cash / E-wallet Loan	Online loans	Quote required	Primary source
Billease Credit Line	Credit lines	Quote required	Primary source
Billease Purchase Installments	Installments	Quote required	Primary source
Bukas All-Year Plan for PHINMA Ed	Education	Quote required	Primary source
Bukas Tuition Installment Plan	Education	Quote required	Primary source
CIMB Bank Personal Loan	Online loans	Quote required	Primary source
CIMB Bank REVI Credit	Credit lines	Quote required	Primary source
CIMB Bank / Lazada Lazada PayLater powered by CIMB	Installments	Quote required	Primary source
CTBC Bank Salary Stretch Loan for Individuals	Personal	Quote required	Primary source
Camalig Bank MotorsikLoan	Motorcycle	Quote required	Primary source
Cash Mart Cash Loan	Online loans	Quote required	Primary source
Cash-Express Online Cash Loan	Online loans	Quote required	Primary source
Cashalo Cash Loan	Online loans	Quote required	Primary source
Cebuana Cycle Financing Motorcycle Loan	Motorcycle	Quote required	Primary source
Cebuana Lhuillier Home Loan	Housing	Quote required	Primary source
Cebuana Lhuillier MicroBiz Loan	Business	Quote required	Primary source
Cebuana Lhuillier Pawning	Pawn & secured	Quote required	Primary source
China Bank Savings Easi-APDS Loan	Salary	Quote required	Primary source
China Bank Savings Easi-Drivin’ Auto Loan	Car	Quote required	Primary source
China Bank Savings Easi-Funds Personal Loan	Personal	Quote required	Primary source
China Bank Savings Easi-Funds Salary Loan	Salary	Quote required	Primary source
China Bank Savings Easi-Livin’ Home Loan	Housing	Quote required	Primary source
China Bank Savings SME Biz Loan	Business	Quote required	Primary source
China Bank Savings SmallBiz Loan	Business	Quote required	Primary source
Chinabank AutoPlus	Car	Quote required	Primary source
Chinabank HomePlus	Housing	Quote required	Primary source
Chinabank SalaryPlus	Salary	Quote required	Primary source
CitySavings Motor Mo’to Motorcycle Loan	Motorcycle	Quote required	Primary source
EastWest Bank Auto Loan	Car	Quote required	Primary source
EastWest Bank Home Loan	Housing	Quote required	Primary source
EastWest Bank Personal Loan	Personal	Quote required	Primary source
EastWest Rural Bank Teachers’ Salary Loan	Salary	Quote required	Primary source
Esquire Financing Business Loan	Business	Quote required	Primary source
First Circle Business Credit Line	Business	Quote required	Primary source
First Circle Business Credit Plus	Business	Quote required	Primary source
GCash GGives	Installments	Quote required	Primary source
GCash GLoan	Online loans	Quote required	Primary source
GCash GLoan Sakto	Online loans	Quote required	Primary source
GCash / CIMB Bank GCredit	Credit lines	Quote required	Primary source
GSIS Digital Ginhawa Loan	Installments	Quote required	Primary source
GSIS Emergency Loan	Emergency	Quote required	Primary source
GSIS Enhanced Pension Loan	Pension	Quote required	Primary source
GSIS Financial Assistance–Educational Loan	Education	Quote required	Primary source
GSIS Ginhawa Bike and E-Mobility Loan	Solar & green	Quote required	Primary source
GSIS Ginhawa Flex	Salary	Quote required	Primary source
GSIS Ginhawa Go	Salary	Quote required	Primary source
GSIS Ginhawa Max	Salary	Quote required	Primary source
GSIS Ginhawa Solar Energy Loan	Solar & green	Quote required	Primary source
GSIS Policy Loan	Salary	Quote required	Primary source
GoTyme Bank Merchant Cash Advance	Business	Quote required	Primary source
GoTyme Bank MoreTyme	Installments	Quote required	Primary source
GoTyme Bank MoreTyme Get Cash	Online loans	Quote required	Primary source
Home Credit Cash Loan	Online loans	Quote required	Primary source
Home Credit Motorcycle Loan	Motorcycle	Quote required	Primary source
Home Credit Product Loan	Installments	Quote required	Primary source
HoneyLoan Cash Loan	Online loans	Quote required	Primary source
InvestEd Education Loan	Education	Quote required	Primary source
JuanHand Cash Loan	Online loans	Quote required	Primary source
Kviku Installment Loan	Online loans	Quote required	Primary source
LF Lending Cash Loan	Online loans	Quote required	Primary source
M Lhuillier Quick Cash Loan	Pawn & secured	Quote required	Primary source
Malayan Savings Bank Motorcycle Loan	Motorcycle	Quote required	Primary source
Maya Bank Easy Credit	Credit lines	Quote required	Primary source
Maya Bank Personal Loan	Online loans	Quote required	Primary source
Maybank Auto Loan	Car	Quote required	Primary source
Maybank MaxiHome Loan	Housing	Quote required	Primary source
Maybank Personal Loan	Personal	Quote required	Primary source
Maybank Retail SME Loan	Business	Quote required	Primary source
Metrobank Car Loan	Car	Quote required	Primary source
Metrobank Home Loan	Housing	Quote required	Primary source
Metrobank Personal Loan	Personal	Quote required	Primary source
Mocasa Quick Loan	Online loans	Quote required	Primary source
Monee Credit / Shopee SLoan	Online loans	Quote required	Primary source
MoneyCat Online Cash Loan	Online loans	Quote required	Primary source
Online Loans Pilipinas Online Cash Loan	Online loans	Quote required	Primary source
PNB Auto Loan	Car	Quote required	Primary source
PNB Business Loan	Business	Quote required	Primary source
PNB Housing Loan	Housing	Quote required	Primary source
PSBank Auto Loan with Prime Rebate	Car	Quote required	Primary source
PSBank Flexi Personal Loan with Prime Rebate	Personal	Quote required	Primary source
PSBank Home Loan	Housing	Quote required	Primary source
PSBank SME Term Loan with Prime Rebate	Business	Quote required	Primary source
PSSLAI Motorcycle Loan · members	Motorcycle	Quote required	Primary source
Pag-IBIG Fund Calamity Loan	Emergency	Quote required	Primary source
Pag-IBIG Fund Housing Loan	Housing	Quote required	Primary source
Pag-IBIG Fund Multi-Purpose Loan	Salary	Quote required	Primary source
Palawan Pawnshop Gold Jewelry Pawning	Pawn & secured	Quote required	Primary source
PesoRedee Installment Loan	Online loans	Quote required	Primary source
Plentina Merchant Credit	Installments	Quote required	Primary source
RCBC Auto Loan	Car	Quote required	Primary source
RCBC Home Loan	Housing	Quote required	Primary source
RCBC Personal Loan	Personal	Quote required	Primary source
Radiowealth Finance Secured Cash Loan	Pawn & secured	Quote required	Primary source
Radiowealth Finance Vehicle & Equipment Financing	Business	Quote required	Primary source
SAVii Salary Loan	Salary	Quote required	Primary source
SB Finance MotorsikLOAN · regular motorcycles	Motorcycle	Quote required	Primary source
SB Finance Personal Loan	Personal	Quote required	Primary source
SB Finance eSALAD	Salary	Quote required	Primary source
SB Finance eSALAD Lite	Salary	Quote required	Primary source
SSS Calamity Loan	Emergency	Quote required	Primary source
SSS Emergency Loan Program	Emergency	Quote required	Primary source
SSS LoanLite	Salary	Quote required	Primary source
SSS Pension Loan Program	Pension	Quote required	Primary source
SSS Salary Loan	Salary	Illustration available	Primary source
Salmon Credit Line	Credit lines	Quote required	Primary source
Salmon Moto Loan	Motorcycle	Quote required	Primary source
Salmon Product Loan	Installments	Quote required	Primary source
Security Bank Big Bike Loan · 400cc+	Motorcycle	Quote required	Primary source
Security Bank Business Express Loan	Business	Quote required	Primary source
Security Bank Car Loan	Car	Quote required	Primary source
Security Bank Home Loan · 1-year fixing	Housing	Illustration available	Primary source
Shopee / partner lenders SPayLater	Installments	Quote required	Primary source
Small Business Corporation Enterprise Rehabilitation Financing	Business	Quote required	Primary source
Small Business Corporation Purchase Order Financing	Business	Quote required	Primary source
Small Business Corporation RISE UP Multi-Purpose Loan	Business	Quote required	Primary source
Small Business Corporation RISE UP Tindahan	Business	Quote required	Primary source
Sterling Bank of Asia Persona Personal Loan	Personal	Quote required	Primary source
Sumisho Motorcycle financing	Motorcycle	Quote required	Primary source
Tala Cash Loan	Online loans	Quote required	Primary source
Tonik Bank Credit Builder Loan	Online loans	Quote required	Primary source
Tonik Bank Shop Installment Loan	Installments	Quote required	Primary source
UNO Digital Bank #UNOnow	Online loans	Quote required	Primary source
UnionBank Personal Loan	Personal	Illustration available	Primary source

How complete are the loan details?

57 of 152 offers have a separately researched eligibility checklist, 47 have a documented application checklist. Other records still need more research. A linked provider page is not a complete verification of its terms.

Platform earnings, active Filipino earner counts and some payout thresholds also remain unverified where providers do not publish usable figures. Historical profession salary examples retain their original year.

Income examples in pesos

Published rates, individual stories and worked examples answer different questions. Profile labels distinguish them. Global rates are not Philippine salary averages, historical success stories are not beginner targets, and worked examples use the stated prices and workloads. Currency conversions use the BSP reference of ₱62.485 per US dollar on 30 September 2026, including when showing an older foreign-currency example in today’s pesos. They do not reconstruct the historical peso payout. Selling revenue and commission are shown before costs unless the example explicitly subtracts them.

Earning companies and platforms

OnlineJobs.ph

Upwork

Fiverr

Jobstreet

RareJob

Etsy

Shopee Affiliate

Preply

Lazada

Carousell

Lazada Affiliate

TikTok Shop Affiliate

YouTube

Patreon

Involve Asia

impact.com

PartnerStack

Admitad

Additional loan references

Loan app availability

Article fact checks

The imported articles were reviewed on 30 September 2026. These references support corrections to platform fees, eligibility, payments and borrowing guidance.

Work Abroad

Country guides reviewed on 30 September 2026. Cost snapshots keep their original dates. Freedom House measures political rights and civil liberties, not an individual employer’s treatment of workers.

Map data

City coordinates © GeoNames, used under CC BY 4.0. Selected places are projected and labelled for Pesopal maps. Country outlines use public-domain Natural Earth data.

Sources, scope and honest gaps.

What “source found” means

What is still unknown

Regulatory checks

Corrections, exclusions and unresolved coverage

Finbro / Global Dominion

Digido

Magic Peso / Convenience Cash / SunCash

Motortrade

AEON Credit Philippines

UnaCash / Villarica

Local cooperatives, rural lenders and employee funds

Every company and loan, linked to its evidence

How complete are the loan details?

Income examples in pesos

Earning companies and platforms

OnlineJobs.ph

Upwork

Fiverr

Jobstreet

RareJob

Etsy

Shopee Affiliate

Preply

Lazada

Carousell

Lazada Affiliate

TikTok Shop Affiliate

YouTube

Patreon

Involve Asia

impact.com

PartnerStack

Admitad

Additional loan references

Loan app availability

Article fact checks

Work Abroad

Map data

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