Loan app
Tala
Cash Loan
Published loan amountUp to ₱25,000
- Interest and fees
- Individual quote
- Rate and fees depend on your offer
- Getting access
- Apply using your own Android phone. Your approved limit and repayment dates appear in the app.
BORROWING ON YOUR PHONE
Loan apps
Compare loan apps in the Philippines, including dedicated lenders and borrowing inside wallet or banking apps. Check requirements, available limits and costs before downloading.
Find a loan app
One card per app. Open the loan details to compare requirements and repayment information.
Loan app
JuanHand
Cash Loan
Published loan amountCheck your in-app offer
- Interest and fees
- Individual quote
- Rate and fees depend on your offer
- Getting access
- Register with your mobile number and prepare a valid ID. Review the final repayment details before accepting.
Wallet / bank app
GCash
GLoan
Published loan amount₱500 to ₱150,000
- Interest and fees
- 1.59–6.99%
- Monthly · offer and term dependent
- Getting access
- GLoan is available to selected eligible users. Having a GCash account does not automatically unlock borrowing.
Wallet / bank app
Maya
Personal Loan
Published loan amountCheck your in-app offer
- Interest and fees
- Offer-dependent
- Starting rates are term-specific
- Getting access
- Look for Personal Loan in your Maya app. The offer available to your account determines the amount and terms.
Loan app
Home Credit
Cash Loan
Published loan amountCheck your in-app offer
- Interest and fees
- Individual quote
- Rate and fees depend on your offer
- Getting access
- Check whether a cash loan offer is available to you. Purchase financing and cash borrowing are separate offers.
Loan app
Billease
Cash / E-wallet Loan
Published loan amountCheck your in-app offer
- Interest and fees
- Individual quote
- Rate and fees depend on your offer
- Getting access
- Look for a cash loan using your available loan limit. The separate Credit Line is intended for eligible payments.
No apps match your search. Try another name or choose all apps.
Before you tap accept
Check the cash received
Deducted fees can make the amount reaching your wallet smaller than the amount borrowed.
Read the full schedule
Check every due date and the total repayment. Keep a copy of the offer you accept.
Leave room for bills
Use the monthly budget calculator to check what is left after essentials and existing repayments.
Loan app questions
What is a loan app?
It is a mobile application where you can apply for or manage borrowing. Some focus on loans, such as Tala and JuanHand. Others include borrowing inside a wallet or banking app, such as GLoan in GCash and Personal Loan in Maya.
How are loan apps different from online loans?
Online loans include applications made through websites as well as apps. This page focuses on apps you install on your phone. Choose the online loans comparison if you also want companies that accept browser-based applications.
Which app should I start with?
First check the borrowing options already available in an account you use. Compare the net cash received, total repayment and due dates with a dedicated lending app. An existing account can make checking an offer easier, but it does not establish that the offer is cheaper.
Does installing an app mean I can borrow?
No. You still need to meet the lender’s requirements and pass its assessment. GLoan is available to selected eligible users, while other apps also determine your access and limit individually.
Can I get the maximum amount on my first application?
Do not plan around the maximum. Published limits can include amounts available only to qualifying or repeat borrowers. Use the amount actually offered to you when working out whether the loan meets your needs.
How do I compare costs across apps?
Write down the cash that will reach your account and add every repayment. Include processing charges and any required fees. Compare the same borrowing amount and repayment period where possible, because daily and monthly rate labels alone are not enough.
Where should I download the app?
Start at the company’s official website and follow its app-store link. Check the developer name before installing. The official-app links on these cards go to company pages so you can find their supported download options.
Can I use an iPhone?
Check the download options on each company’s website before registering. Tala’s guidance directs borrowers to Google Play on their own Android phone. Do not assume an app with a similar name on another store is the same service.
What should I check before allowing phone permissions?
Read why the app needs each permission. Camera access may be used for an ID check, for example. If a request seems unrelated to your application, check the privacy information or ask official support before continuing.
How do I repay a loan from an app?
Use the repayment instructions in your own account and check the loan reference, amount and deadline. Keep the receipt until the payment appears. If it is not credited, contact official support before paying again.
Does Pesopal lend money or approve applications?
Pesopal compares companies and helps you understand the options. Applications, eligibility decisions and repayment agreements are handled by the lender. Check the current amount, fees and payment schedule in its app before accepting, because these can change.
What if I cannot afford the next payment?
Contact the lender before the due date and ask what repayment arrangements are available and what they cost. Rework your monthly budget before taking another loan to cover the payment.