Home Credit
About Home Credit
Home Credit started operating in the Philippines in 2013. It developed from purchase financing into a wider consumer-credit business, with services delivered through retail partners and digital channels.
Company background
Cash Loan
Cash offers depend on eligibility and prior Home Credit usage. Having a product loan does not guarantee an available cash offer.
Who can apply
Selected existing customers
Product Loan
Financing for eligible purchases is separate from cash borrowing. Compare the full purchase cost and any financed services.
Who can apply
Partner-store purchase
Motorcycle Loan
Dealer financing for a selected motorcycle. Apply with the Home Credit sales associate at a partner store and pay the approved down payment before release.
Minimum requirements
- Apply at a participating motorcycle dealer and provide the required down payment.
Repayment and costs
- Available units, deposit, loan amount and installments are set through the partner store.
If you cannot repay on time
Contact Home Credit before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help