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Online loans

Compare online lenders that accept applications through a website or app. Check loan amounts, interest, fees and requirements before sharing your documents.

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Prefer an app? Compare loan apps. Need to compare speed? See fast cash loans for published approval and payout timing.

A LITTLE ABOUT YOUR PLANS

Start with what you need.

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1 Your needs2 Your options
₱100₱150,000
1 month36 months

A shorter term can mean a higher monthly payment.

Helps check published income requirements.

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YOUR STARTING POINT, MADE CLEARER

22 companies to compare

Choose an amount and term above to see potential options.

Updates as you adjust

We check your choices against published information. Missing terms still need confirmation, appearing here does not mean approval. How this works

CIMB Bank

Personal Loan

Bank
Loan amount₱1,000,000from ₱30,000
Term60 monthsfrom 12 months
Interest rate24%yearly · reducing
Monthly repayment₱28,767.97
Requirements & documents

Who can apply

  • Age 21–65 at maturity, Philippine citizen and non-US person, local address and active Philippine mobile number. Gross monthly income ₱15,000.
  • Employee: six months tenure or one continuous year, with listed corporate/payroll exceptions. Business: at least one year operating.

Calculated example: ₱1,726,077.95 in scheduled repayments, before additional fees.

Apply now
Maya Bank

Personal Loan

Bank
Loan amount₱250,000from ₱15,000
Term24 monthsfrom 6 months
Interest rate0.77%monthly add-on
Monthly repayment₱12,341.67
Requirements & documents

Who can apply

  • Filipino resident, age 21–65, with an upgraded Maya account. Access is limited to eligible customers with an offer in the app.

Documents to prepare

  • Complete the app’s identity verification and any additional information requested for the individual offer.

Calculated example: ₱296,200.00 in scheduled repayments, before additional fees.

Apply now
UNO Digital Bank

#UNOnow

Bank
Loan amount₱250,000from ₱15,000
Term36 monthsfrom 6 months
Interest rate1.79%monthly add-on
Monthly repayment₱11,419.44
Requirements & documents

Who can apply

  • Filipino national or resident aged at least 21 and no more than 65 at maturity, in a supported location.
  • Employees need six months of tenure. Self-employed applicants need two years of business operations.
  • Employed: monthly income of at least ₱20,000.
  • Self: monthly income of at least ₱20,000.

Documents to prepare

  • Valid ID, selfie, active mobile number and email. Prepare the income evidence requested for your employment status.

Calculated example: ₱411,100.00 in scheduled repayments, before additional fees.

Apply now

Plan your repayments

Calculate payments →Check affordability →Compare written offers →
BEFORE YOU CHOOSE

What deserves a closer look

01

Check access first

Some apps accept applications, others show offers only to selected users. Check whether applications are open to new customers or require an invitation in the app.

02

Count pesos, not promises

Compare what arrives in your wallet against everything you must repay. Daily charges and deducted fees can change the cost considerably.

03

Match the due date to your income

A quick release can come with a short repayment window. Check the exact dates and late charges before accepting.

Your questions, answered.

Are online cash loans the same as payroll loans?

No. An app loan is not automatically linked to your employer. A payroll loan may require an employer agreement and salary deductions.

How do I compare daily fees with monthly interest?

Compare the total pesos due over the same borrowing period. Multiplying a daily fee by 30 does not produce an effective annual rate.

Will I receive the full amount shown in the app?

Not always. Some offers release the approved amount and collect charges later, while others deduct fees first. Compare the amount actually reaching your bank or wallet with the full amount you must repay.

Can two borrowers get different fees from the same app?

Yes. Your approved limit, repayment period, borrowing history and the offer available to your account can affect the cost. Use your own repayment schedule when comparing companies on Pesopal.

Does a first-loan discount make every later loan free?

No. Treat a promotion as a separate offer. Check its deadline, qualifying customers and the standard price of any later borrowing.

Can a payment channel add another fee?

Yes. A bank, wallet or payment outlet may charge for the transfer or repayment. Add those charges to your budget and check whether another supported channel costs less.

How do I check an online lender before applying?

Start with the company’s official website and check that its legal name matches the lender in the agreement. Use official regulator records to check the company and look for relevant advisories. Follow the company’s own app links and confirm any payment request with official support. An advertisement or an app-store listing alone does not establish that a loan is suitable for you.

What should I do if I cannot pay on the due date?

Contact the lender before the deadline. Ask for the written late-fee and repayment options, do not assume another app loan solves the shortfall.

Does Pesopal approve online cash loans or lend me money?

No. Pesopal compares online cash borrowing options and published information. The lender or programme administrator assesses your application and issues the offer. Changing our filters does not submit an application or guarantee eligibility.

What should I verify after comparing online cash options on Pesopal?

Check your app’s net cash release, daily or monthly charges and exact due date on the lender’s official website or app, then confirm your written offer.

Need another loan

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