CIMB Bank
About CIMB Bank
CIMB Bank Philippines opened in December 2018 as part of the regional CIMB group. Its mobile-first model provides banking and borrowing services without a conventional retail branch network.
Company background
Personal Loan
An app-based personal loan from CIMB. Approved rates and limits depend on the credit assessment.
Minimum requirements
- Age 21–65 at maturity, Philippine citizen and non-US person, local address and active Philippine mobile number. Gross monthly income ₱15,000.
- Employee: six months tenure or one continuous year, with listed corporate/payroll exceptions. Business: at least one year operating.
- Employed: minimum monthly income ₱15,000.
- Self: minimum monthly income ₱15,000.
REVI Credit
A revolving credit facility. Interest depends on usage and repayment, so a standard fixed-installment estimate would be misleading.
Who can apply
App assessment
GCredit
Credit accessed through GCash for eligible payments. Requires a fully verified account and further eligibility checks.
Who can apply
Selected app users
Lazada PayLater powered by CIMB
Purchase credit available through the Lazada partnership. Verify the lender and transaction-specific repayment terms in the app.
Who can apply
Selected app users
If you cannot repay on time
Contact CIMB Bank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help