ACOM
Revolving Cash Loan
Finance companyLoan amount₱500,000from ₱5,000
Term—
Interest rate4.988%monthly
Monthly repayment—
COMPARE · 5 COMPANIES
Credit lines & cash advances
Compare revolving credit lines and cash advances. Check whether you can withdraw cash or only pay merchants, then compare interest, service fees and repayment dates.
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A LITTLE ABOUT YOUR PLANS
Start with what you need.
Move the sliders. We’ll narrow down the options for you.
1 Your needs2 Your options
YOUR STARTING POINT, MADE CLEARER
5 companies to compare
Choose an amount and term above to see potential options.
Updates as you adjust
We check your choices against published information. Missing terms still need confirmation, appearing here does not mean approval. How this works
Billease
Credit Line
Finance companyLoan amount—
Term—
Interest rate—
Monthly repayment—
Requirements & documents+
CIMB Bank
REVI Credit
BankLoan amount₱250,000
Term—
Interest rate—
Monthly repayment—
Requirements & documents+
GCash / CIMB Bank
GCredit
BankLoan amount—
Term—
Interest rate—
Monthly repayment—
Requirements & documents+
Maya Bank
Easy Credit
BankLoan amount₱50,000
Term30 days
Interest rate—
Monthly repayment—
Requirements & documents+
Salmon
Credit Line
Finance companyLoan amount₱250,000
Term—
Interest rate—
Monthly repayment—
Requirements & documents+
Plan your repayments
BEFORE YOU CHOOSE
What deserves a closer look
Read the billing cycle
The date you borrow can affect when payment becomes due. A credit limit is not an installment term.
Compare full repayment with minimum due
Paying only the minimum may leave interest-bearing debt for longer.
Check how cash access works
Some facilities fund only merchant payments. Transfers, cash withdrawals and installments can have different charges.
Your questions, answered.
How does a revolving credit line differ from an installment loan?
A credit line allows borrowing under a limit, repayments and further use affect the balance. An installment loan usually has a scheduled term.
Is a credit line available to every bank or app customer?
No. Some credit lines are available only to selected customers. REVI Credit is one example in our comparison. Check whether your account has an actual offer rather than assuming that opening an account creates a borrowing limit.
Where can I check my own credit-line interest rate?
Check the credit agreement, account details or current statement for your own facility. An advertised rate or a screenshot from another borrower may not apply to you. Use your personal rate and payment dates in a cost comparison.
Why do transaction dates matter for revolving interest?
Interest can depend on the balance outstanding on each day. Drawing funds earlier or repaying later may increase the cost even if the credit limit stays the same. Check when interest starts and how repayments are allocated.
Does paying the minimum clear a credit-line balance?
Usually it leaves an unpaid balance. Read the statement and interest rules, the minimum due is not the same as full repayment.
Can every credit limit be transferred as cash?
No. Check which transactions your facility permits and whether transfers have separate limits or charges. Merchant credit may have different rules.
Does a repaid credit line always remain available?
Do not assume continued access. The lender’s current account status and facility terms determine whether you can borrow again.
How can I compare a credit line with a fixed-term loan?
Model the same cash need and planned repayment dates. A reusable limit alone does not tell you the borrowing cost.
Does Pesopal approve credit-line loans or lend me money?
No. Pesopal compares credit-line borrowing options and published information. The lender or programme administrator assesses your application and issues the offer. Changing our filters does not submit an application or guarantee eligibility.
What should I verify after comparing credit-line options on Pesopal?
Check your available limit, rate, billing date, minimum payment and transaction charges on the lender’s official website or app, then confirm your written offer.