Compare loans

Who can apply: Income assessment

ACOM describes a revolving cash facility. Its ten-month example is a suggested repayment illustration, not a fixed term for every drawdown.

Published example also lists a ₱1,000 processing fee and ₱500 lending fee. Confirm applicable fees, required monthly payment and full disclosure for your account.

Who can apply: Business assessment

A business credit facility for cash-flow needs. Confirm the specific facility, pricing and drawdown conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible medical professionals

A specialist facility for medical professionals. Confirm professional credentials, permitted business purpose and the complete payment schedule.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Vehicle assessment

Financing for new or used cars and trucks. The selected vehicle, deposit and approved schedule determine the cost.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Property assessment

Includes property-backed borrowing and financing for ready-for-occupancy property. Confirm the exact facility and collateral in your offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Accepted vehicle collateral

Cash borrowing secured by an eligible vehicle’s registration. This is collateral-backed finance, not an unsecured quick cash loan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible women entrepreneurs

A programme for women entrepreneurs. Ask about business eligibility, security, fees and current availability.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Installment cash borrowing for eligible Atome accounts. Origination and facilitation fees need checking alongside the quoted interest.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

BDO lists vehicle financing. A dealer promotion and a bank quotation can include different insurance, deposit and fee arrangements.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

BDO lists home financing in its consumer range. Ask for the property valuation, initial fixed rate and subsequent repricing basis.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Qualifying OFWs, secured and unsecured variants differ

BDO lists a non-collateral personal loan for OFWs with fixed income. This is a BDO Unibank product, separate from BDO Network Bank’s programme.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Fixed fees reduce the cash you receive. Self-employed applicants need at least two years in business. Age, residency, documents and credit checks also apply.

Estimates exclude late-payment and early-settlement charges. DST is included above ₱250,000, business-purpose loans can attract DST at any amount. This illustration assumes personal use.

Who can apply: Business and collateral assessment

A secured business facility. Confirm the required collateral, its valuation, loan-to-value limit and the permitted use of funds.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Business funding for short-term operational needs. Ask which facility, drawdown and interest-payment terms apply.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: OFW / beneficiary assessment

A BDO Network Bank facility in its OFW product range. Confirm remittance, borrower and repayment requirements with the bank.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

A revolving business facility using a checking account. Minimum-payment and principal-repayment rules differ from a fixed installment loan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Business funding for qualifying small enterprises. Confirm operating history, cash-flow assessment and the full payment schedule.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible AFP personnel / pensioners

A specialised facility for eligible AFP active personnel and pensioners. Confirm repayment deductions and the applicable borrower conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible teachers

Salary-linked borrowing for eligible teachers. Confirm the employing institution, payroll arrangement and required net take-home pay.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

BPI offers auto financing. A vehicle quote should identify the financed principal after your deposit and any bundled charges.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

BPI offers home financing with terms up to 20 years. Apply through a branch or accredited broker or developer.

A current rate table and full fees were not verified on the product page. Ask for the initial fixing period, repricing basis, appraisal fee and required insurance.

Who can apply: Open application

BPI lists motorcycle finance separately from its auto loans. Confirm that your chosen model and dealer are eligible.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

BPI offers an unsecured personal loan. Its maximum contractual-rate example is not an approved rate for every applicant, compare the disclosure statement for your offer.

The maximum-rate example is not a personalized offer. Confirm your rate, processing fee, documentary tax and repayment schedule.

Who can apply: Eligible seafarers

Loan tenor is linked to the seafarer’s contract. Check the advance-payment requirement and the cash actually disbursed.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Microbusiness assessment

Business finance for self-employed microentrepreneurs. Confirm business documents and the repayment schedule with BanKo.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Bank of Commerce finances new-car purchases. Request a breakdown of the deposit, financed amount and vehicle-related charges before committing to a dealer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Bank of Commerce offers financing for property purchases, construction on an owned lot, home improvements and refinancing.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

Cash and e-wallet borrowing uses the Billease loan limit. This is distinct from the separately offered revolving Credit Line.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

A separate revolving facility for merchant payments, rolling out to more customers. Interest-free treatment requires full payment by the due date.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

Fixed installments for eligible purchases use the loan limit. Zero-interest merchant offers may have specific conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: PHINMA Ed students

A separate plan for PHINMA Ed students covering the academic year. Enrollment and carry-over rules differ from the Flex plan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner-school students

For students at partner schools with a co-borrower. Pricing varies by school and application, interest and a one-time service fee both matter.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

An app-based personal loan from CIMB. Approved rates and limits depend on the credit assessment.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

A revolving credit facility. Interest depends on usage and repayment, so a standard fixed-installment estimate would be misleading.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Purchase credit available through the Lazada partnership. Verify the lender and transaction-specific repayment terms in the app.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Income and tenure rules vary for bankers, other employees, call-center staff, self-employed applicants and doctors. Serviceable-area rules and a handling fee also apply.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Income assessment

Applications are considered from employed, self-employed and qualifying OFW or seafarer allottees. Repeat-loan increases remain subject to approval.

Do not compare a daily percentage directly with a monthly bank rate. Confirm all fees, net proceeds and total repayment in writing.

Who can apply: Repeat clients: confirm access

The reviewed application page labels access for repeat clients. Confirm current access before expecting a new-borrower offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

The public cash-loan page states ₱1,000–13,000, with the upper end for good-paying customers. Release can go to a nominated bank, GCash or Maya account. Confirm the current offer in the app.

The described rate combines daily interest and service charges, missed-payment charges are extra. Request the actual disclosure rather than applying the rate to every amount or term.

Who can apply: Property assessment

Home finance subject to property valuation and borrower assessment. Confirm current origination, the contracting lender and repricing terms.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Small-business funding described by Cebuana Lhuillier. Confirm the contracting lender, collateral and total repayment for the offered facility.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Accepted collateral

Collateral is appraised before a cash amount is offered. Compare advance interest, service charges and the total amount needed for redemption.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible education employees

Payroll-deduction finance for eligible teaching and non-teaching personnel in the specified education institutions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Regular and all-in auto loan arrangements are offered. Compare the full package, including items paid upfront.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

An unsecured cash loan. Confirm whether your income source and location meet the current criteria.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Employer partnership

Employer-accredited salary financing with payroll repayment. Company accreditation is a separate condition from your salary.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Property assessment

Covers qualifying home or lot purchase, construction, improvement or refinancing. A property assessment is required.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

SME facilities include term and working-capital finance. Facility type and collateral affect the quotation.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

SmallBiz includes term-loan and credit-line arrangements. Match the drawdown and repayment structure to business cash flow.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

AutoPlus is Chinabank’s vehicle financing product. Promotions may have booking deadlines and vehicle restrictions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

HomePlus is Chinabank’s home financing product. Confirm property requirements and the rate after the initial fixed period.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Employer partnership

Salary financing arranged through participating employers. Ask your HR team whether your company is accredited.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

EastWest offers financing for brand-new and pre-owned cars. Confirm the vehicle age limits and deposit for your chosen unit.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

EastWest lists financing for a house and lot, condominium, townhouse or vacant lot. Ask which purposes your offer covers.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Unsecured loan. The calculator uses a starting 1.79% monthly add-on rate, actual pricing depends on the applicant, amount and term.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible teachers

The bank lists a teachers’ salary-loan product. Confirm your employer’s deduction arrangement, net-pay requirements and current terms.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Business finance with post-dated-check repayment. The provider explicitly distinguishes its service from personal loans.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Revolving working-capital finance for eligible businesses. Borrowing costs depend on actual drawdowns and their duration.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

A longer-tenor business credit-line option with published 13–24 month loan periods. Confirm your available drawdown terms.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Installment finance for eligible purchases through GCash. A purchase limit is not freely withdrawable cash.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

For selected eligible users. The published processing fee is 3–5% of the loan, deducted from proceeds. Interest and the complete repayment schedule depend on your offer, account history does not guarantee access.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

A separate small-value offer for eligible users. The published interest is 0%, but an 8% processing fee is collected on repayment. Zero interest does not mean zero borrowing cost.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Credit accessed through GCash for eligible payments. Requires a fully verified account and further eligibility checks.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

A purpose-specific GSIS programme listed in its member directory. Confirm eligible devices, procurement channels and current availability.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

Emergency assistance for eligible members in covered calamity areas. Confirm whether the current window includes your location.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible GSIS pensioners

Available to eligible old-age pensioners. The loan depends on basic monthly pension and must preserve the required net pension.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

Education finance through GSIS member eligibility. Ask about the beneficiary, school and disbursement rules.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

The official GSIS programme directory lists bike and e-mobility finance. Confirm eligible vehicles, suppliers and member conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

A GSIS member loan for recurring personal needs. Entitlement depends on the member’s record and repayment capacity.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

The former Ginhawa Lite was relaunched as Ginhawa Go in February 2026. It provides short-term borrowing for qualifying government employees, member and net-pay conditions apply.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

Designed to help eligible members transfer qualifying private debt to GSIS. This is not an unrestricted additional cash allowance.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

A GSIS programme for qualifying solar-energy financing. Confirm suppliers, installation coverage and member eligibility.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

Borrowing linked to a member’s GSIS life insurance policy. The policy value and existing obligations affect entitlement.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner merchants

Funding for eligible merchants on partner platforms. Repayment is connected to business receivables, it is not an ordinary monthly personal loan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Purchase installments for eligible users and transactions. Read the initial-payment requirement and monthly charges before confirming.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

MoreTyme Get Cash converts part of an eligible credit limit into cash in the GoTyme account. The app supplies available amounts and installment options before confirmation.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected existing customers

Cash offers depend on eligibility and prior Home Credit usage. Having a product loan does not guarantee an available cash offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner-store purchase

Financing for eligible purchases is separate from cash borrowing. Compare the full purchase cost and any financed services.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Online assessment

HoneyLoan provides web-based borrowing with separate new and repeat-customer limits. Repayment can be in installments or a full settlement, according to the approved offer.

Compare the total scheduled repayment with the cash received. A promotional starting rate does not establish the cost of a repeat loan.

Who can apply: Eligible students

Education funding can pay tuition, gadgets and other approved needs. The estimator separates time before repayment from the repayment period, school/vendor payments can be direct.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

The borrowing-page calculator shows limits up to ₱100,000, while the FAQ and August 2026 article describe up to ₱50,000. Confirm your actual limit in the app. An interest-free first installment does not make the whole loan free.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Online assessment

Kviku offers online installment borrowing from ₱1,000 to ₱25,000. Bank release and cash-pickup channels have different timing.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Online assessment

LF Lending Services Corporation accepts digital applications. Its FAQ describes release as fast as five minutes after approval, depending on the receiving channel and system conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Accepted collateral

Quick Cash Loan is a pawn product backed by accepted items. Read redemption, renewal and grace-period rules.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Short-term credit with payment due within the stated billing cycle. Compare the service fee, taxes and total due, not only an interest headline.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

The public page has differing amount and term descriptions. Your in-app offer is controlling, we do not turn the advertised minimum rate into your payment.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Maybank offers auto finance. Ask for the effective rate, cash-price discount and the complete insurance and fee package.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Maybank’s home financing range includes property-related borrowing. The rate depends on purpose and fixing period.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Maybank lists personal finance in its Philippine loan range. Confirm current application criteria and pricing directly.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Maybank lists retail SME financing. Business cash flow, security and intended use determine the proposed facility.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Vehicle financing is listed by Metrobank. Compare the cash price, down payment, amount financed and required insurance together.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Home financing is listed in Metrobank’s consumer range. Check property eligibility, your deposit, the fixing period and repricing formula.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

An unsecured personal borrowing option in Metrobank’s consumer loan range. Request the current rate and a full fee disclosure.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

Mocasa offers installment cash borrowing through Philippine Cashtrout Lending Corporation. This is separate from its purchase credit line.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Selected app users

Cash borrowing offered through Shopee. SeaMoney Credit was renamed Monee Credit in September 2025, app eligibility and the individual offer still apply.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Online assessment

Published amount ₱500–20,000. The first-loan promotion is conditional, repeat borrowers must check the disclosure and any optional services before submitting.

Check interest, processing and additional-service charges, repayment dates and penalties. A promotion must not be assumed to cover every offer.

Who can apply: App assessment

The developer’s product listing describes cash borrowing. Rates, fees and the exact repayment schedule must be checked in the in-app disclosure.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

PNB lists auto financing. Obtain the financed amount, deposit, required insurance and written repayment schedule.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Business funding is listed in PNB’s product directory. The facility, collateral and repayment structure depend on the business assessment.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

PNB lists housing finance in its current personal-banking directory. Confirm the eligible property, fixing period and all closing costs.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Vehicle finance with a rebate feature subject to its rules. Compare the full schedule and required insurance before valuing any rebate.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Offers both a revolving credit line and fixed-term drawdowns. The 24/36-month terms apply only to fixed-term draws, so the combined facility is not filtered as a single installment schedule.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Home financing is listed in the official product directory. Confirm property eligibility, fixing period, repricing and all mortgage charges.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business and collateral assessment

A business term loan secured by qualifying property or deposits. Minimum amounts differ by collateral and release may be staged.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Declared calamity eligibility

Member-savings and declared-calamity conditions apply. The official form specifies an application window, confirm the current declaration and entitlement.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Pag-IBIG offers housing finance, including conditional subsidized programs. Property, membership and program eligibility determine the available amount and rate. A program announcement is not an individual offer.

We do not assume you qualify for a subsidy. Confirm property limits, membership criteria, fixing periods, current program availability and charges with Pag-IBIG before calculating a payment.

Who can apply: Member eligibility

The official application form states 10.5% p.a., equivalent to 17.5% on a diminishing balance. The amount depends on member savings, existing loans and repayment capacity. Confirm your current entitlement in Virtual Pag-IBIG.

Interest during the two-month grace period and individual entitlement affect the schedule. We do not convert this headline rate into a repayment quote. The source form is version 08 (October 2024), confirm that it remains applicable.

Who can apply: Accepted collateral

Gold-jewelry pawning, subject to appraisal. The pawn ticket and renewal or redemption terms determine the actual cost.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Online assessment

An online installment loan with an advertised maximum of ₱80,000 and up to 12 months. Check the offer’s total cost and installment dates.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

Offers fund goods and services at participating merchants through store credits or vouchers. This is not unrestricted cash borrowing.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

RCBC lists auto finance in its loan range. Request a quotation for the exact vehicle and down payment.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

RCBC lists housing finance. Compare the initial fixing period, repricing terms and property-related charges.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Employed applicants need at least ₱15,000 gross monthly income with credit history, or ₱25,000 without. Self-employed applicants have separate business and credit-history conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Accepted collateral

The official application portal specifies collateral-backed cash loans, including accepted vehicles, property or equipment. We do not present it as an unsecured salary loan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Asset and business assessment

Financing for vehicles and equipment. Confirm asset eligibility, deposit and the repayment structure for your business.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Employer partnership

Salary-linked borrowing through an employer partnership. The starting rate is not a universal approved rate.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

SB Finance offers MotorsikLOAN through its motorcycle network. The product page and FAQ show differing starting rates, the exact bike, deposit and approved offer matter.

An advertised starting rate is not a complete repayment schedule. Obtain a written schedule including insurance, registration and all fees.

Who can apply: Open application

The personal loan advertised through Security Bank is provided by SB Finance. We list it once under the actual finance company.

Published processing fee ₱5,000 plus ₱300 notarial fee for loans from ₱100,000. Confirm insurance, net release, effective rate and all final charges.

Who can apply: Employer partnership

Salary finance accessed through a participating payroll arrangement. Employer participation and your assigned limit must be confirmed.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Payroll offer

A smaller salary advance for eligible Security Bank payroll customers, including qualifying recently onboarded employees. Confirm fees even when interest is advertised as zero.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Declared calamity eligibility

A member programme for affected calamity areas. A programme listing does not mean applications are open for every location today.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Declared emergency eligibility

Assistance for qualifying members affected by covered emergencies. Eligible areas, application windows and existing-loan conditions apply.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

A short-term member loan accessed through participating financial institutions, including UnionDigital. Eligibility and amount depend on contributions and salary credits, not salary alone.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible SSS pensioners

Cash borrowing for qualifying SSS retirement pensioners. Ask how repayment affects the pension you continue to receive.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Member eligibility

A one-month loan needs 36 posted contributions, a two-month loan needs 72. Both require six contributions in the preceding 12 months. The amount depends on your average 12 latest Regular SS salary credits, not gross pay.

The 8% rate applies to initial loans and renewals without penalty condonation in the last five years, otherwise 10% applies. Pro-rated initial interest and existing loan balances also reduce proceeds. Other SSS conditions remain unchecked.

Who can apply: Selected customers

Credit-line access has separate eligibility, including qualifying product-loan history. Review usage charges and the minimum-payment rules.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner-dealer purchase

Salmon lists Moto Loan alongside its other lending products. Confirm the partner dealer, financed unit and written repayment schedule.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner-store purchase

Partner-store purchase financing. Minimum deposit and promotional interest depend on the product and offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Business assessment

Business financing for short-term needs. Business records and repayment capacity affect the available offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Security Bank lists car finance alongside its home and personal loan channels. Compare the exact vehicle and insurance package.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

The published rate table lists 7.25% for a one-year fixing period. The minimum loan is ₱1 million and minimum combined gross monthly income is ₱50,000. Terms run up to 20 years.

The payment shown applies at the starting rate. Later repayments can change. Appraisal, insurance, registration, taxes and other bank charges are excluded. The website’s calculator text mentions 7%, this draft uses its current rate table.

Who can apply: Selected app users

Purchase installments through Shopee. Official pages describe Monee Credit and CIMB participation, confirm the lender named in your own agreement. The product is counted once.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Programme assessment

Rehabilitation funding for qualifying businesses. Confirm covered events, programme availability and existing-loan conditions.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible MSMEs

Short-term finance for qualifying purchase orders. The programme requires an operating and purchase-order delivery history.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Eligible MSMEs

MSME financing with sub-programmes for new and existing borrowers. Business history and programme rules determine eligibility.

Published processing fee 3%, DST is additional. Security and final terms depend on the specific programme.

Who can apply: Accredited supply chain

For eligible businesses in an accredited food manufacturer or supplier’s value chain. Ordinary personal borrowers do not qualify.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Persona is an unsecured personal loan for different household needs. Sterling does not require collateral or a co-maker and collects repayments through postdated checks.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Open application

Motorcycle financing through Sumisho. Ask for a written disclosure showing cash price, deposit, amount financed, monthly payments and all charges for your chosen unit.

No current standardized rate or complete fee schedule was verified. Unknown prices are not treated as zero and are not ranked as the cheapest.

Who can apply: App assessment

An app-based cash loan with a personal borrowing limit. Repeat-borrower limits and promotional claims do not guarantee a first loan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

The current loan landing page names Credit Builder Loan, rather than the older Quick Loan title still seen in search results.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Partner-store purchase

Tonik lists shop installment finance as a separate product. Confirm partner-store eligibility and the final purchase quotation.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: App assessment

UNO advertises unsecured installment finance. Final availability and approved terms depend on your loan offer.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Who can apply: Credit card required

A principal credit card is required. The annual gross-income threshold is ₱250,000 (about ₱20,834/month). Approval includes age, residency, documents and credit assessment.

The published example uses a 26.9% annual contractual rate. Extra initial interest depends on release and statement dates. DST may also apply. These are not included in the totals or net-proceeds estimate.