Atome

About Atome

Atome’s Philippine lending service is operated by Neuroncredit Financing Company Inc. The wider platform brings together cash borrowing and purchase-payment products within its app.

Company background
AI-generated scene of a woman checking a phone outside a modest home in the Philippines

Atome Cash

Installment cash borrowing for eligible Atome accounts. Origination and facilitation fees need checking alongside the quoted interest.

Loan amountUp to ₱55,000
TermUp to 12 months
Interest rateFrom 1%

Who can apply

Selected app users

If you cannot repay on time

Contact Atome before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.

Repayment help

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