Cebuana Cycle Financing
About Cebuana Cycle Financing
Motorcycle financing in serviceable areas of Luzon, including employed applicants, business owners, platform riders and OFWs with a local co-maker.
Motorcycle Loan
Loan amount85% of SRP
Term12–36 months
Interest rateIndividual quote
Minimum requirements
- Filipino, aged 21–65 at loan maturity, with at least six months of stable income.
- Live or work in a serviceable area of Luzon; minimum 15% down payment.
- OFWs need a local co-maker.
Documents
- Government ID and proof of billing.
- Payslip or employment certificate; business records or rider earnings for other income types.
Repayment and costs
- The motorcycle is mortgaged until settlement. Processing, documentary stamp and chattel mortgage charges apply; comprehensive insurance is required.
If you cannot repay on time
Contact Cebuana Cycle Financing before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help