Maybank
About Maybank
Maybank Philippines took its present name in 1997 after the Malaysian banking group acquired a majority interest in PNB Republic Bank. It offers local banking services within a wider regional banking network.
Company background
Personal Loan
Maybank lists personal finance in its Philippine loan range. Confirm current application criteria and pricing directly.
Minimum requirements
- Filipino citizen, age 23–65 at loan maturity, residence and business within the bank’s service area. Active home/office landline and mobile contact required.
- Employees: two years with the current employer and at least ₱25,000 monthly salary. Business owners/professionals: three years in the same business or profession, business must have two consecutive profitable years.
- Employed: minimum monthly income ₱25,000.
Documents
- Application, two government IDs, employment certificate with compensation, latest ITR/2316, employment-verification authorization and utility bill.
- Business applicants: registration, two years of ITR/audited statements, three months of bank statements and supplier/customer references.
Repayment and costs
- For business applicants, the FAQ names ₱200,000 average monthly income, while the document checklist asks for ₱200,000 average monthly deposits. Confirm both tests with Maybank, deposits are not salary.
Auto Loan
Maybank offers auto finance. Ask for the effective rate, cash-price discount and the complete insurance and fee package.
Who can apply
Open application
MaxiHome Loan
Maybank’s home financing range includes property-related borrowing. The rate depends on purpose and fixing period.
Who can apply
Open application
Retail SME Loan
Maybank lists retail SME financing. Business cash flow, security and intended use determine the proposed facility.
Who can apply
Open application
If you cannot repay on time
Contact Maybank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help