Shopee

About Shopee

Shopee launched in 2015 as Sea’s e-commerce platform. Credit services connected with its ecosystem sit within Sea’s financial-services business, now called Monee, and are distinct from ordinary marketplace purchases.

Company background
AI-generated scene of a couple comparing appliances in a neighborhood shop in the Philippines

SPayLater

Purchase installments through Shopee. Official pages describe Monee Credit and CIMB participation, confirm the lender named in your own agreement. The product is counted once.

Loan amountConfirm your limit
TermConfirm available terms
Interest rateFrom 1% monthly

Who can apply

Selected app users

SLoan

Cash borrowing offered through Shopee. SeaMoney Credit was renamed Monee Credit in September 2025, app eligibility and the individual offer still apply.

Loan amountConfirm your limit
TermConfirm available terms
Interest rateIndividual quote

Who can apply

Selected app users

If you cannot repay on time

Contact Shopee before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.

Repayment help

Your shortlist