ACOM
About ACOM
ACOM Consumer Finance Corporation was established in the Philippines on 27 July 2017. The local company forms part of the Japanese ACOM group and began lending operations the following year.
Company background
Revolving Cash Loan
ACOM describes a revolving cash facility. Its ten-month example is a suggested repayment illustration, not a fixed term for every drawdown.
Loan amount₱5,000–₱500,000
TermConfirm available terms
Interest rate4.988% monthly
Minimum requirements
- Filipino citizen, age 21–65, at least three months employment. The page describes net monthly pay above ₱10,000.
- Personal email, active phone and workplace contact details required.
Documents
- Government ID, income and employment proof, TIN/SSS evidence if not shown in the other records, selfie holding the primary ID.
Repayment and costs
- Published revolving credit-limit range, the drawable amount depends on the approved account.
- Net-pay requirement, not the gross income entered in Pesopal’s filter. No automatic income match is applied.
- Published example also lists a ₱1,000 processing fee and ₱500 lending fee. Confirm applicable fees, required monthly payment and full disclosure for your account.
If you cannot repay on time
Contact ACOM before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help