Sterling Bank of Asia

About Sterling Bank of Asia

Sterling Bank of Asia opened its first branch in March 2007. The thrift bank focuses on relationship banking through branches serving individuals, entrepreneurs and businesses.

Company background
AI-generated scene of a couple planning a small home improvement in the Philippines

Persona Personal Loan

Persona is an unsecured personal loan for different household needs. Sterling does not require collateral or a co-maker and collects repayments through postdated checks.

Loan amount₱30,000–₱1,000,000
Term3–36 months
Interest rateIndividual quote

Who can apply

Open application

Repayment and costs

  • Published repayment range is 3–36 months. Confirm the available installment schedule with the bank.
  • Arrange the postdated checks required by Sterling and keep the account funded before each date. Confirm how an early payoff affects checks already submitted to the bank.

If you cannot repay on time

Contact the Persona servicing team before a check is presented if your balance will be insufficient. Request instructions for the affected installment and ask about any returned-check charges.

Repayment help

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