GSIS
Emergency Loan
GovernmentLoan amount₱20,000
Term36 months
Interest rate6%yearly · add-on
Monthly repayment—
COMPARE · 3 COMPANIES
Calamity & emergency loans
Compare emergency loans and calamity assistance. Some programmes are limited to eligible members or declared affected areas, so check availability before applying.
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A LITTLE ABOUT YOUR PLANS
Start with what you need.
Move the sliders. We’ll narrow down the options for you.
1 Your needs2 Your options
YOUR STARTING POINT, MADE CLEARER
3 companies to compare
Choose an amount and term above to see potential options.
Updates as you adjust
We check your choices against published information. Missing terms still need confirmation, appearing here does not mean approval. How this works
Pag-IBIG Fund
Calamity Loan
GovernmentLoan amount—
Term36 monthsfrom 24 months
Interest rate—
Monthly repayment—
Requirements & documents+
SSS
Calamity Loan
GovernmentLoan amount1 monthly salary credit
Term24 months
Interest rate7%yearly · reducing
Monthly repayment—
Requirements & documents+
SSS
Emergency Loan Program
GovernmentLoan amount₱20,000
Term30 months
Interest rate7%yearly
Monthly repayment—
Requirements & documents+
Plan your repayments
BEFORE YOU CHOOSE
What deserves a closer look
Check the declaration and deadline
Programmes may apply only to listed areas and a specific application period.
Review existing loan status
Past-due obligations may affect access or the amount released.
Look at benefits and assistance
Ask the relevant agency or local government about non-repayable assistance alongside any loan.
Your questions, answered.
Does a personal emergency qualify me for a government calamity loan?
Not by itself. SSS calamity lending depends on programme conditions and a declared affected area, rather than every urgent expense.
Can my workplace location qualify for an SSS calamity loan?
SSS includes qualifying members residing or working in declared areas. The relevant registered records and event conditions still matter.
Do I need recent SSS contributions for calamity borrowing?
Yes. SSS requires contribution history and recent posted contributions, with additional rules for some membership categories.
Can an overdue member loan affect calamity assistance?
SSS checks specified existing obligations. Review the outstanding balance and status, eligibility is not based on the disaster declaration alone.
Is a calamity programme permanently open for applications?
Check the applicable announcement and filing window. A standing information page does not prove applications are open for your location today.
Where do I apply for an SSS calamity loan?
Use your official My.SSS account or the SSS mobile application when the relevant calamity programme is open. Check your registered address, contact details and disbursement account before submitting. A disaster announcement alone does not mean every member qualifies.
Are commercial emergency cash loans priced like government calamity loans?
No. App or bank cash loans have their own rates and fees. Compare the actual repayment rather than treating all urgent borrowing as one programme.
What can I do if I need help but cannot afford another loan?
Check agency and local-government assistance alongside borrowing. A grant or relief payment differs from a loan because a loan creates repayment obligations.
Does Pesopal approve calamity loans or lend me money?
No. Pesopal compares calamity borrowing options and published information. The lender or programme administrator assesses your application and issues the offer. Changing our filters does not submit an application or guarantee eligibility.
What should I verify after comparing calamity options on Pesopal?
Check covered locations, application deadline, eligibility and the actual repayment schedule on the lender’s official website or app, then confirm your written offer.