Cebuana Lhuillier

About Cebuana Lhuillier

Cebuana Lhuillier traces its roots to Agencia Cebuana, opened in Cebu in 1953, and adopted its present trade name in 1987. It expanded from pawning into remittance and other financial services.

Company background
AI-generated scene of a customer discussing a bracelet at a modest pawnshop counter in the Philippines

Pawning

Collateral is appraised before a cash amount is offered. Compare advance interest, service charges and the total amount needed for redemption.

Loan amountConfirm your limit
TermConfirm available terms
Interest rateIndividual quote

Who can apply

Accepted collateral

MicroBiz Loan

Small-business funding described by Cebuana Lhuillier. Confirm the contracting lender, collateral and total repayment for the offered facility.

Loan amountUp to ₱150,000
Term3–12 months
Interest rateFrom 3% monthly

Who can apply

Business assessment

Home Loan

Home finance subject to property valuation and borrower assessment. Confirm current origination, the contracting lender and repricing terms.

Loan amountConfirm your limit
TermUp to 3 years
Interest rateFrom 6.5% per year

Who can apply

Property assessment

Repayment and costs

  • Up to 80% of contract price or appraised value.

If you cannot repay on time

Contact Cebuana Lhuillier before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.

Repayment help

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