CTBC Bank
About CTBC Bank
CTBC Bank Philippines was established in 1995 as a local subsidiary of Taiwan’s CTBC banking group. It entered consumer finance in 2002 alongside its services for local and foreign businesses.
Company background
Salary Stretch Loan for Individuals
Income and tenure rules vary for bankers, other employees, call-center staff, self-employed applicants and doctors. Serviceable-area rules and a handling fee also apply.
Loan amountUp to ₱1,000,000
Term12–36 months
Interest rateIndividual quote
Minimum requirements
- Salaried segment: age 23–65 at maturity, bankers ₱15,000 gross/month, other employees ₱20,000. Serviceable-area restriction.
- Six months with current employer OR two years total work experience, including regular/permanent status. Call-centre, business and doctor segments have separate criteria.
Repayment and costs
- Segment-specific minimum, do not apply the bankers’ threshold to every employee.
If you cannot repay on time
Contact CTBC Bank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help