Chinabank

About Chinabank

Chinabank opened in Binondo on 16 August 1920 under the leadership of Dee C. Chuan. Originally closely connected with local commerce, it grew into a universal bank serving business and household customers.

Company background
AI-generated scene of a couple outside a modest neighborhood house in the Philippines

HomePlus

HomePlus is Chinabank’s home financing product. Confirm property requirements and the rate after the initial fixed period.

Loan amount60% of property value
TermConfirm available terms
Interest rateFrom 7.5% per year

Who can apply

Open application

AutoPlus

AutoPlus is Chinabank’s vehicle financing product. Promotions may have booking deadlines and vehicle restrictions.

Loan amount80% of vehicle price
TermConfirm available terms
Interest rateIndividual quote

Who can apply

Open application

SalaryPlus

Salary financing arranged through participating employers. Ask your HR team whether your company is accredited.

Loan amount₱15,000–₱1,000,000
Term6–36 months
Interest rateIndividual quote

Who can apply

Employer partnership

If you cannot repay on time

Contact Chinabank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.

Repayment help

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