BDO Network Bank
About BDO Network Bank
BDO Network Bank is a savings-bank subsidiary of BDO Unibank. Its community-banking approach serves individuals and businesses through its own branch and loan-office network.
Company background
Salary Loan for Teachers
Salary-linked borrowing for eligible teachers. Confirm the employing institution, payroll arrangement and required net take-home pay.
Who can apply
Eligible teachers
Salary Loan for AFP Personnel & Pensioners
A specialised facility for eligible AFP active personnel and pensioners. Confirm repayment deductions and the applicable borrower conditions.
Who can apply
Eligible AFP personnel / pensioners
Negosyante Loan
Business funding for qualifying small enterprises. Confirm operating history, cash-flow assessment and the full payment schedule.
Who can apply
Business assessment
Negosyante Check
A revolving business facility using a checking account. Minimum-payment and principal-repayment rules differ from a fixed installment loan.
Who can apply
Business assessment
Repayment and costs
- One-year renewable credit line. Interest and DST are paid monthly; 5% of drawn principal is paid quarterly.
Kabayan Loan
A BDO Network Bank facility in its OFW product range. Confirm remittance, borrower and repayment requirements with the bank.
Minimum requirements
- OFW, ₱240,000 gross annual income equivalent. Published age range 25–70 at maturity.
- Two years continuous skilled/professional employment, three years for domestic/unskilled workers.
Documents
- Government ID, BDO/BDO Network Bank Kabayan Savings Account, active mobile number and Philippine home address. Additional records for non-prequalified clients.
Repayment and costs
- ₱240,000 gross annual income equivalent.
If you cannot repay on time
Contact BDO Network Bank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help