Tonik Bank
About Tonik Bank
Tonik began in 2018 and commercially launched in the Philippines in March 2021. It operates through Tonik Digital Bank Inc., with banking services delivered through its digital platform.
Company background
Credit Builder Loan
The current loan landing page names Credit Builder Loan, rather than the older Quick Loan title still seen in search results.
Who can apply
App assessment
Shop Installment Loan
Tonik lists shop installment finance as a separate product. Confirm partner-store eligibility and the final purchase quotation.
Who can apply
Partner-store purchase
If you cannot repay on time
Contact Tonik Bank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help