GCash
About GCash
GCash was introduced in 2004 and grew from a mobile-money service into a platform for payments and financial products. Borrowing sits alongside its wallet, savings and other partner services.
Company background
GLoan
For selected eligible users. The published processing fee is 3–5% of the loan, deducted from proceeds. Interest and the complete repayment schedule depend on your offer, account history does not guarantee access.
Who can apply
Selected app users
Repayment and costs
- For GLoan, open the loan dashboard in GCash and select your loan account. Dashboard payment provides instant confirmation, while Pay Bills and payment partners can take up to three business days to post. Match the account identifier to the channel instructions and keep the transaction receipt.
GGives
Installment finance for eligible purchases through GCash. A purchase limit is not freely withdrawable cash.
Who can apply
Selected app users
GLoan Sakto
A separate small-value offer for eligible users. The published interest is 0%, but an 8% processing fee is collected on repayment. Zero interest does not mean zero borrowing cost.
Who can apply
Selected app users
Repayment and costs
- For GLoan, open the loan dashboard in GCash and select your loan account. Dashboard payment provides instant confirmation, while Pay Bills and payment partners can take up to three business days to post. Match the account identifier to the channel instructions and keep the transaction receipt.
If you cannot repay on time
Contact GCash before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help