PSBank
About PSBank
Philippine Savings Bank opened on 26 September 1960 as a neighbourhood bank. Its lending range now includes personal, vehicle, home and business financing.
Company background
Flexi Personal Loan with Prime Rebate
Offers both a revolving credit line and fixed-term drawdowns. The 24/36-month terms apply only to fixed-term draws, so the combined facility is not filtered as a single installment schedule.
Minimum requirements
- Filipino resident, age 22–54 at application. Employees: two years permanent work, including one year with current employer.
- Business: three profitable years. Gross monthly income ₱15,000 employed / ₱30,000 self-employed. Active cardholder preferred.
- Employed: minimum monthly income ₱15,000.
- Self: minimum monthly income ₱30,000.
Documents
- Application form and one primary ID or two secondary IDs, income documents subject to bank assessment.
Repayment and costs
- Comparison uses the fixed-term facility. The revolving facility charges 2.5% monthly on the outstanding balance.
Auto Loan with Prime Rebate
Vehicle finance with a rebate feature subject to its rules. Compare the full schedule and required insurance before valuing any rebate.
Who can apply
Open application
Home Loan
Home financing is listed in the official product directory. Confirm property eligibility, fixing period, repricing and all mortgage charges.
Who can apply
Open application
SME Term Loan with Prime Rebate
A business term loan secured by qualifying property or deposits. Minimum amounts differ by collateral and release may be staged.
Who can apply
Business and collateral assessment
Repayment and costs
- Minimum ₱500,000 against deposits or ₱2 million with real-estate collateral.
If you cannot repay on time
Contact PSBank before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help