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Solar & green loans

Compare solar financing and green loans for home energy upgrades. Ask for the complete installation price and check how the loan repayments fit your budget.

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AI-generated scene of homeowners looking at solar panels on a modest house in the Philippines
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We check your choices against published information. Missing terms still need confirmation, appearing here does not mean approval. How this works

GSIS

Ginhawa Bike and E-Mobility Loan

Government
Loan amount₱300,000
Term36 months
Interest rate5%yearly · add-on
Monthly repayment₱9,583.33
Requirements & documents

Who can apply

  • Active eligible member with at least three years in service and a premium contribution in the previous six months.
  • No leave without pay, disqualifying case or non-housing loan default; required net take-home pay must remain.

Documents to prepare

  • Supplier quotation, or receipt in the member’s name for an eligible reimbursement.

Calculated example: ₱345,000.00 in scheduled repayments, before additional fees.

Plan your repayments

BEFORE YOU CHOOSE

What deserves a closer look

01

Use a detailed installation quote

Include equipment, labor, warranty, maintenance and any grid-connection costs.

02

Treat savings as an estimate

Generation and bill reductions vary. Loan payments remain due even when savings are lower.

03

Confirm supplier eligibility

A purpose-specific programme may only work with accredited suppliers or equipment.

Your questions, answered.

Can solar panels be financed with a personal loan?

Yes, where the lender permits that use. Our comparison also includes SB Finance’s solar-partner financing. Compare the complete installed system price and the loan cost, rather than choosing solely by the advertised monthly payment.

Does every solar installer qualify for partner financing?

Not always. Partner financing can be limited to approved installers. Check the installer, system and address before paying a deposit. If the installer is not covered, compare another permitted financing option rather than assuming the same terms apply.

What should a solar installation quotation include?

Request panel and inverter specifications, installation, warranties, monitoring and any battery costs. Identify exclusions before choosing the loan amount.

Will solar savings always cover my monthly loan payment?

No. Savings depend on generation, usage, tariffs and system performance. Test a lower-savings scenario before committing to fixed repayments.

Does a solar loan automatically include batteries?

Do not assume it does. Ask the installer to separate battery costs and backup capability from the basic panel installation.

Can I finance solar on a rented home?

Confirm the owner’s consent, installation rights and lender requirements before applying. A loan approval does not settle permission to alter the property.

What happens to repayments if the solar equipment fails?

Check both agreements. A warranty claim against the installer does not necessarily pause the separate loan repayment obligation.

How should I compare two solar financing packages?

Compare the same equipment and installation scope, then deposits, total installments and fees. Cheaper credit cannot compensate for an unsuitable system.

Does Pesopal approve solar loans or lend me money?

No. Pesopal compares solar borrowing options and published information. The lender or programme administrator assesses your application and issues the offer. Changing our filters does not submit an application or guarantee eligibility.

What should I verify after comparing solar options on Pesopal?

Check the complete installation scope, deposit, loan fees and total repayment on the lender’s official website or app, then confirm your written offer.

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