China Bank Savings
About China Bank Savings
China Bank Savings developed from Manila Bank, which Chinabank acquired in 2007. Its later expansion included the integration of Plantersbank, extending the group’s savings-bank and retail-lending business.
Company background
Easi-Funds Personal Loan
An unsecured cash loan. Confirm whether your income source and location meet the current criteria.
Minimum requirements
- Employed applicants: basic salary plus fixed allowances of at least ₱30,000 per month.
- Principal credit-card holder aged 21–60.
Documents
- Company and government-issued ID
- Employment certificate and latest three months’ payslips
- Credit-card statement
Easi-Funds Salary Loan
Employer-accredited salary financing with payroll repayment. Company accreditation is a separate condition from your salary.
Who can apply
Employer partnership
Repayment and costs
- Minimum ₱20,000 for seafarers; available through accredited employers.
Easi-APDS Loan
Payroll-deduction loan for eligible education employees. DepEd RPSUs and autonomous schools: 12, 24 or 36 months; SUCs, LUCs, TESDA and DOST-PSHS: up to 48 months.
Who can apply
Eligible education employees
Documents
- Completed application
- Latest three months’ payslips or net-pay certification
- Government-issued ID and permanent appointment for new loans
Repayment and costs
- Non-DepEd segments require two co-borrowers and their supporting documents.
Easi-Livin’ Home Loan
Covers qualifying home or lot purchase, construction, improvement or refinancing. A property assessment is required.
Who can apply
Property assessment
Easi-Drivin’ Auto Loan
Regular and all-in auto loan arrangements are offered. Compare the full package, including items paid upfront.
Who can apply
Open application
SmallBiz Loan
SmallBiz includes term-loan and credit-line arrangements. Match the drawdown and repayment structure to business cash flow.
Who can apply
Business assessment
SME Biz Loan
SME facilities include term and working-capital finance. Facility type and collateral affect the quotation.
Who can apply
Business assessment
If you cannot repay on time
Contact China Bank Savings before the payment date with your loan reference, the reason for the shortfall and a realistic payment proposal. Ask which assistance options apply to your account and request the revised dates, charges and total payable in writing. Continue using the agreed schedule until the company confirms a change.
Repayment help