COMPARE · 3 COMPANIES

Education & student loans

Compare student loans and tuition installment plans. Check participating schools, co-borrower requirements and when repayments begin before committing to education financing.

Go to the comparison ↓
AI-generated scene of an adult student and her mother planning study expenses in the Philippines
A LITTLE ABOUT YOUR PLANS

Start with what you need.

Move the sliders. We’ll narrow down the options for you.

1 Your needs2 Your options
₱1,000₱500,000
3 months36 months

A shorter term can mean a higher monthly payment.

Helps check published income requirements.

More about your situation Optional details & filters +
No sign-up. No credit check.
Your numbers stay on this page.
YOUR STARTING POINT, MADE CLEARER

3 companies to compare

Choose an amount and term above to see potential options.

Updates as you adjust

We check your choices against published information. Missing terms still need confirmation, appearing here does not mean approval. How this works

Bukas

All-Year Plan for PHINMA Ed

Finance company
Loan amountConfirm your limit
TermConfirm available terms
Published rateIndividual quoteRate and fees depend on your offer
Monthly repaymentQuote neededProvider conditions applyView loan →
Published informationDetails & conditions

Who can apply: PHINMA Ed students

A separate plan for PHINMA Ed students covering the academic year. Enrollment and carry-over rules differ from the Flex plan.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Bukas

Tuition Installment Plan

Finance company
Loan amountConfirm your limit
Term3–12 months
Published rate1.90–4.90%Monthly · plus service fee
Monthly repaymentQuote neededProvider conditions applyView loan →
Published informationDetails & conditions

Who can apply: Partner-school students

For students at partner schools with a co-borrower. Pricing varies by school and application, interest and a one-time service fee both matter.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

Loan amountConfirm your limit
TermConfirm available terms
Published rateIndividual quoteRate and fees depend on your offer
Monthly repaymentQuote neededProvider conditions applyView loan →
Published informationDetails & conditions

Who can apply: Member eligibility

Education finance through GSIS member eligibility. Ask about the beneficiary, school and disbursement rules.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

InvestEd

Education Loan

Lending company
Loan amountConfirm your limit
TermGrace period and repayment period are separate
Published rateIndividual quoteRate and fees depend on your offer
Monthly repaymentQuote neededProvider conditions applyView loan →
Published informationDetails & conditions

Who can apply: Eligible students

Education funding can pay tuition, gadgets and other approved needs. The estimator separates time before repayment from the repayment period, school/vendor payments can be direct.

Requirements & eligibility

Eligibility

  • Filipino citizen or Philippine resident, age 18+, enrolled in a Philippine university and in the last two years of college.

Documents to prepare

  • Evidence of enrolment/academic status, address, government identity and guarantor identities.

Amount conditions: Website estimator spans ₱5,000–40,000, these are illustrative inputs, not a verified universal borrowing limit.

Requirements checked 2026-09-30. These are published criteria, not an approval decision. Additional documents may be requested.

A complete, comparable repayment schedule has not been verified. Ask for the effective interest rate, all fees, net proceeds and total repayment. Late-payment and early-settlement charges may apply.

What could the repayments look like?

Try different amounts, repayment periods and interest rates in the loan payment calculator. It is an independent example, not this company’s quote. A longer term can lower each payment while increasing total interest.

Already know your monthly budget? Estimate an amount you could plan around. For an actual offer, include its fees and payment schedule.

BEFORE YOU CHOOSE

What deserves a closer look

01

Confirm your school is covered

Partner-school arrangements can determine whether an installment plan is available and which rates apply.

02

Understand the co-borrower role

Another person may be responsible for the debt with you. Both should review the agreement.

03

Compare non-loan support too

Ask the school about scholarships, grants and its own payment arrangements before borrowing.

Your questions, answered.

Can I use a student loan at any school?

Check the provider’s participating institutions and your campus. A loan available at one school may not be available at another.

Can an education loan cover more than tuition?

Some tuition-financing offers cover eligible school-assessed fees as well as basic tuition. They may not cover living expenses, transport or every miscellaneous charge. Compare the amount the provider will pay against your full school bill.

Will I receive education-loan money in my own account?

Not always. Tuition finance can pay the school directly rather than release cash to you. Check who receives the money and when the school credits it before relying on the loan to complete enrolment.

Why might a student need a co-borrower?

A co-borrower provides additional repayment support and can become responsible for the debt under the agreement. Bukas is one option in our comparison that requires one. Both people should understand the payment schedule and their obligations before signing.

Can I assume every student loan waits until graduation for repayment?

No. Check the first due date. An installment arrangement may require payments while you are still studying.

Should I borrow the entire tuition bill?

Subtract confirmed scholarships, grants and savings first. Borrowing a smaller amount can reduce the repayment commitment.

What if I transfer schools or withdraw from a course?

Ask the school and lender how refunds affect the outstanding loan. Do not assume withdrawing automatically stops installments.

How do I compare a tuition installment plan with a cash loan?

Compare the tuition actually covered, all repayments and fees, and when payments begin. Also check whether the funds can be used for your intended expenses.

Does Pesopal approve education loans or lend me money?

No. Pesopal compares education borrowing options and published information. The lender or programme administrator assesses your application and issues the offer. Changing our filters does not submit an application or guarantee eligibility.

What should I verify after comparing education options on Pesopal?

Check school coverage, co-borrower duties, disbursement and the first payment date on the lender’s official website or app, then confirm your written offer. Rates, fees, limits and requirements can change after our review, Pesopal’s figures are a comparison starting point, not a binding quote.

Need another loan

Your shortlist