About Metrobank
An unsecured personal borrowing option in Metrobank’s consumer loan range. Request the current rate and a full fee disclosure.
Loans and services
This page covers Personal Loan. You can also compare these Metrobank offers.
How to repay
For Metrobank Personal Loan, use the payment instructions issued with your agreement. The catalogue lists 12, 18, 24, 36 month terms. Match your payments to the term actually approved for you. Confirm the receiving biller or account, loan reference and posting time with Metrobank before sending money. After paying, reconcile the receipt against this loan’s balance.
If you cannot repay on time
For your Metrobank Personal Loan, work out the amount you can pay after essential living costs, then contact the servicing team with that figure and your next income date. Request a breakdown of arrears and the total cost of any revised schedule before agreeing.
Loan details
- Loan product
- Personal Loan
- Loan type
- Personal loans
- Provider / channel
- Bank
- Published amount
- ₱20,000–₱2,000,000
- Repayment period
- 12–36 months
- Rate disclosure
- Individual quote: Rate and fees depend on your offer
- Access condition
- Open application
- Published income threshold
- ₱250,000 gross ANNUAL income, not converted to a fixed monthly salary requirement.
- Pricing coverage
- Quote required
Requirements & eligibility
Eligibility
- Filipino citizen, age 21–65 at maturity, gross ANNUAL income at least ₱250,000, existing credit card.
- Regular employee with current employer for one year, business applicants: two years of business.
Documents to prepare
- One valid government ID. The current product page advertises no income documents for application, bank assessment still applies.
Income basis: ₱250,000 gross ANNUAL income, not converted to a fixed monthly salary requirement.
Requirements checked 2026-09-30. These are published criteria, not an approval decision. Additional documents may be requested.
Full fees and repayment schedule are not yet recorded. Request a written quote from Metrobank.