About SB Finance
The personal loan advertised through Security Bank is provided by SB Finance. We list it once under the actual finance company.
Loans and services
This page covers Personal Loan. You can also compare these SB Finance offers.
How to repay
For SB Finance Personal Loan, use the payment instructions issued with your agreement. The catalogue lists 12, 18, 24, 36 month terms. Match your payments to the term actually approved for you. Confirm the receiving biller or account, loan reference and posting time with SB Finance before sending money. After paying, reconcile the receipt against this loan’s balance.
If you cannot repay on time
For your SB Finance Personal Loan, work out the amount you can pay after essential living costs, then contact the servicing team with that figure and your next income date. Request a breakdown of arrears and the total cost of any revised schedule before agreeing.
Loan details
- Loan product
- Personal Loan
- Loan type
- Personal loans
- Provider / channel
- Finance company
- Published amount
- ₱30,000–₱3,000,000
- Repayment period
- 12–36 months
- Rate disclosure
- 2.5% monthly add-on: Indicative, approved pricing can differ
- Access condition
- Open application
- Published income threshold
- Employee threshold depends on location, which this filter does not collect.
- Pricing coverage
- Quote required
Requirements & eligibility
Eligibility
- Filipino citizen, age 21+ at application and no older than 65 at maturity, office or residence landline.
- Employed income minimum: ₱15,000 Metro Manila or ₱12,000 outside. Self-employed: ₱60,000 gross monthly income, qualifying ownership and two profitable business years.
Documents to prepare
- Employees: payslip, COEC, ITR or qualifying credit-card evidence. Remote workers: ID, employment records, three months pay/bank history and company email.
- Business applicants: audited statements, registration, permit, bank statements and trade references. OFW beneficiaries have separate identity, relationship and remittance requirements.
Income basis: Employee threshold depends on location, which this filter does not collect.
Requirements checked 2026-09-30. These are published criteria, not an approval decision. Additional documents may be requested.
Costs to consider
Published processing fee ₱5,000 plus ₱300 notarial fee for loans from ₱100,000. Confirm insurance, net release, effective rate and all final charges.